Credit Gold Mastercard

Credit
Gold Mastercard

Enjoy worldwide services, deals and offers on unique experiences, events and great savings on life’s essentials wherever you go. Giving you global spending power in your hands.

Unlimited Possibilities

Whether using locally or abroad, rest assured that you have worldwide acceptance.

Withdraw

Withdraw cash from ATMs Worldwide, wherever the Mastercard logo is visible.

Protection

Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card.

Loyalty Program

Enjoy special discounts, cash rewards and so much more with BIC Value as well as Mastercard’s curated offers and benefits program, Priceless Specials.

Gold Mastercard
Terms and conditions

	USD
Annual Fee	35
Supplementary Annual Fee	30
Card Reissue/Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min $5
Late Payment Fee	5% or Min $10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Card Captured by Non-BIC Terminal	5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min $20
	50% or Min $30
	100%
Type of Cardholders:	-
- Primary Credit Card	is credit card issued to primary cardholder who requests to issue a card in his/her own name that is correct according to policy and issued by the bank
- Supplementary Credit Card	They are the immediate family member of main card holder, and offer the maximum limit 20% of each supplementary Card. Primary Card can request to issue maximum 5 supplementary and shall be at least 18 to 60 years old
Interest Rate:	-
- Payment Type	Interest rate Yearly
- Retail Payment	18%
- Cash Advance	20%
Credit Card Security Types:	-
- Fixed Deposit and CASA account	Officer maximum limit 90% of the earmark fixed deposit and CASA account value
- Immovable (Hard tittle)	Offer maximum limit 70% of security value and all property
	Offer limit maximum base on LTV ratio of security (CAP at USD500,000) and Customers can choose any Credit Card Type if they agree to pay the fee charge

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Annual Fee	35
Supplementary Annual Fee	30
Card Reissue/Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min $5
Late Payment Fee	5% or Min $10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Card Captured by Non-BIC Terminal	5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min $20
	50% or Min $30
	100%
Type of Cardholders:	-
- Primary Credit Card	is credit card issued to primary cardholder who requests to issue a card in his/her own name that is correct according to policy and issued by the bank
- Supplementary Credit Card	They are the immediate family member of main card holder, and offer the maximum limit 20% of each supplementary Card. Primary Card can request to issue maximum 5 supplementary and shall be at least 18 to 60 years old
Interest Rate:	-
- Payment Type	Interest rate Yearly
- Retail Payment	18%
- Cash Advance	20%
Credit Card Security Types:	-
- Fixed Deposit and CASA account	Officer maximum limit 90% of the earmark fixed deposit and CASA account value
- Immovable (Hard tittle)	Offer maximum limit 70% of security value and all property
	Offer limit maximum base on LTV ratio of security (CAP at USD500,000) and Customers can choose any Credit Card Type if they agree to pay the fee charge

Annual Fee
Supplementary Annual Fee
Card Reissue/Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Card Captured by Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)


Type of Cardholders:
- Primary Credit Card
- Supplementary Credit Card
Interest Rate:
- Payment Type
- Retail Payment
- Cash Advance
Credit Card Security Types:
- Fixed Deposit and CASA account
- Immovable (Hard tittle)

Annual Fee
Supplementary Annual Fee
Card Reissue/Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Card Captured by Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)


Type of Cardholders:
- Primary Credit Card
- Supplementary Credit Card
Interest Rate:
- Payment Type
- Retail Payment
- Cash Advance
Credit Card Security Types:
- Fixed Deposit and CASA account
- Immovable (Hard tittle)

Annual Fee
Supplementary Annual Fee
Card Reissue/Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Card Captured by Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)


Type of Cardholders:
- Primary Credit Card
- Supplementary Credit Card
Interest Rate:
- Payment Type
- Retail Payment
- Cash Advance
Credit Card Security Types:
- Fixed Deposit and CASA account
- Immovable (Hard tittle)

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Gold Mastercard
How to Apply

Visit our nearest BIC Bank branch for assistance in applying for a BIC Credit Mastercard.

For further information, contact us via +855 23 901 338 during business hours.

Gold Mastercard
Requirements

For Cambodians

Be at least 18 to 60 years of age
Valid National ID or Passport
Utilities Bill, rental contract or Employment contract, Financial report

For Foreigners

Be at least 18 to 60 years of age
Valid Passport with valid Visa
Utilities Bill, rental contract or Employment contract, Financial report

Tenure

48 months (Renewal)

Personal

Corporate

Trust

Personal

Corporate

Trust

Credit
Gold Mastercard